Accident
Accident insurance provides financial protection to you and your family if they are injured in an accident. It differs from traditional health insurance by focusing specifically on accidents, helping cover deductibles, co-pays, and other out-of-pocket medical expenses.
Purpose of Accident Insurance
- Accidents can happen to anyone at any time. Accident insurance provides financial support to cover medical costs associated with an accident, like emergency room visits, hospital stays, X-rays, rehabilitation, and other out-of-pocket expenses related to the accident.
- Cash benefits paid directly to you or your family and can be used to offset deductibles, co-pays, out-of-pocket medical expenses, and any non-medical expenses.
What Does Accident Insurance Cover?
- Emergency Room & Urgent Care Visits
- Hospital Stays
- Fractures & Dislocations
- Surgeries
- Physical Therapy & Rehabilitation
- Accidental Death & Dismemberment
- See benefit brochure for full list of covered benefits
How it Works
- Cash payments will be paid to you or your family to help cover expenses associated with a covered accident. The type of care determines the benefit amount.
- Please see the benefit summary to get the full list of benefit amounts for treatment due to a covered accident.
Who Needs Accident Insurance
- If you have a high-deductible health plan
- People and families with active lifestyles
- Kids in recreational sports
- Inadequate emergency savings to cover deductibles, co-pays, and other related expenses due to an unforeseen accident.
